These terms and conditions apply between you, the User of this Website (including any sub-domains, unless expressly excluded), and What’s the PayBack Limited, the owner and operator of this Website. Please read these terms carefully, as they affect your legal rights. By accessing or using the Website, you agree to comply with and be bound by these terms. If you do not agree, you must stop using the Website immediately.
"User" or "Users" means any third party that accesses the Website and is not employed by What’s the PayBack Limited in the course of their employment.
You must be at least 18 years of age to use this Website. By using the Website, you confirm you meet this requirement.
All Content on the Website, unless uploaded by Users, is the property of What’s the PayBack Limited or our licensors. "Content" includes text, graphics, images, audio, video, software, data compilations, page layout, code, and other information that appears on or forms part of this Website.
Content is protected by copyright, trademarks, database rights and other intellectual property rights.
You may retrieve, display, and view Content on a computer screen for personal, non-commercial use only.
You may not copy, reproduce, distribute, modify, or use Content for commercial purposes without prior written consent.
You may not use the Website:
In any way that causes or may cause damage or disruption to the Website or its users;
In any unlawful, illegal, abusive, threatening, or objectionable manner;
To copy, transmit, or store copyrighted Content without permission.
The Website may contain links to third-party sites. These are not under our control.
We accept no responsibility for third-party content or loss resulting from their use.
Inclusion of a link does not imply endorsement by What’s the PayBack Limited.
We are committed to protecting your personal information. We collect and process personal data in accordance with UK data protection laws, including the UK GDPR and the Data Protection Act 2018.
What data we collect:
Name, email address, company name, phone number (where provided);
Usage data such as pages visited, browser type, and IP address;
Payment information is processed securely via third-party providers, we do not collect payment information.
How we use your data:
To provide and manage your account;To communicate with you about services or changes;
To improve website performance and user experience;
To generate anonymised statistical reports.We will not sell or rent your personal data to third parties.
We may share your data with trusted third-party service providers who assist in operating our Website or delivering services.You have the right to access, rectify, or erase your data. To exercise your rights, contact us at contact@whatstehpayback.com.
Cookies Policy
We use cookies to enhance your browsing experience.
Cookies are small text files stored on your device when you visit our Website.
Types of cookies we use:
Essential cookies: Necessary for core functionality (e.g., login);
Analytics cookies: Help us understand how users interact with the Website;
Functional cookies: Remember your preferences and settings.
You can manage cookie preferences via your browser settings. Blocking essential cookies may impact your ability to use parts of the Website.
Services and tools provided via the Website are offered "as is" and "as available.
"No warranties (express or implied) are given as to accuracy, fitness for purpose, or security.
We do not guarantee the Website is free from viruses or errors.
Users are responsible for their own device security.
We reserve the right to suspend or modify the Website or services at any time.
Nothing in these terms excludes or limits liability for:(a) Death or personal injury caused by negligence;(b) Fraud or fraudulent misrepresentation;(c) Anything not permitted under law.
We will not be liable for:Investment decisions based on Website calculations;
Supplier actions or products linked through the Website;
Business losses, including lost revenue, profit, or opportunity;
Data loss or corruption;
Any indirect or consequential losses.
Payback calculations are estimates only. Users must verify all figures with suppliers before proceeding. Users must also carry out their own due diligence on any suppliers.
By using the site, you acknowledge that What’s the PayBack Limited may receive commission from suppliers presented through the site.
You may not transfer your rights under these terms to another party.
We may revise these terms at any time.
Continued use of the Website indicates acceptance of changes
.These terms, along with the Privacy and Cookies Policy, form the entire agreement between the parties.
No third party shall have rights under the Contracts (Rights of Third Parties) Act 1999.If any part of these terms is found invalid or unenforceable, the remainder shall still apply.
Delay or failure to enforce any right shall not be considered a waiver.
These terms are governed by the laws of England and Wales. Disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.
What’s the PayBack Limited is a company registered in England and Wales, number 08516247. Registered office: 86-90 Paul Street,London, England, EC2A 4NE
These terms were adapted from a Rocket Lawyer template (https://www.rocketlawyer.co.uk).
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What’s the PaybackLimited
86-90 PaulStreet, London, England, EC2A 4NE
Company Number:12582637
VAT: 411900245
Tel: 0333 305 5685